
Create a spreadsheet of all your regular monthly income and expenses, starting with these common income and expense categories.
INCOME:
EXPENSES:
Take-Home Pay (after taxes and other deductions)
or average monthly commission income:
Rent or Mortgage + Taxes and Property Insurance:
Child Support/Alimony:
Child Support/Alimony:
Pension/Social Security:
Health Insurance:
Disability/Other:
Life Insurance:
Interest/Dividend:
Vehicle Payments :
Vehicle Insurance:
Other:
Vehicle Upkeep:
Other Loans:
Credit Card Payments:
Utilities:
Subscriptions/Streaming services:
Groceries:
Clothes/Personal Care:
Medical/Dental/Prescription :
Household Goods :
Child Care:
Education :
Charitable Donations:
Eating Out:
Entertainment:
Total Income:
Total Expenses:


Source: Nar.Realtor